Posts Under Uninsured / Under-insured Motorists Category
When a driver is in an automobile accident with another driver who has insurance with proper coverage, recovery for damages is generally straightforward. However, not every driver carries automobile insurance, which is in violation of state compulsory automobile insurance laws, or has the proper coverage. People do drive vehicles without insurance and are cause an increasing number of accidents each…
Wrongful death is a generally accepted description for the consequence of taking the life of an individual resulting from the willful or negligent act of another person or persons. If a person is killed due to neglect or wrongful conduct of a person or persons, the decedent’s beneficiaries and/or survivors may file a wrongful death action against the tortfeasor or…
You probably have never heard about it, or if you have, you may really not know what it is. Uninsured Motorist (UM) coverage is a type of coverage that is available on your California automobile insurance policy. UM coverage is designed to pay you for damages that have been caused by an uninsured motorist. A related type of coverage is…
You may be a safe and careful driver. Yet there is a possibility that you or a member of your household will be injured in an auto accident caused by a reckless or careless driver. If that driver does not have the insurance or the resources to pay for your medical expenses and lost wages, how will you survive financially?…
UNINSURED MOTORISTS Approximately one out of every three drivers on California Roads today is uninsured or inadequately insured. These “uninsured motorists” typically drive the most unreliable and unsafe cars, and are the least careful drivers. Nearly one out of every two-car accidents is caused by an uninsured or inadequately insured driver. What can you do to protect yourself financially from…